Personal Loans

Straightforward financing for personal goals

Illustrative amounts from €2,500 to €75,000, repaid in fixed monthly instalments over a term you choose.

Fixed monthly instalments

The same amount every month for the full term, so the repayment fits predictably into a household budget.

Terms from 12 to 84 months

Stretch the term to lower the instalment, or shorten it to reduce the total interest paid.

No early repayment penalty

Repay part or all of the balance ahead of schedule and the remaining interest is reduced accordingly.

One clear cost summary

Amount, term, rate and total repayable are presented together before anything is agreed.

Typical uses

What people finance

Personal financing is most often used for planned, one-off costs.

  • Home improvement and renovation
  • Replacing or purchasing a vehicle
  • Consolidating several existing commitments
  • Education and professional training
  • Planned family expenses
  • Unexpected but manageable costs

See what an instalment could look like

Use the estimator on the home page, then start your application.

Apply Now