How it works
From first question to a written decision
A predictable, four-step journey with no hidden stages. You always know where your request stands.
- 01
Choose a financing option
Compare the personal, business and flexible options and use the estimator to see how amounts and terms change your instalment.
- 02
Submit an application
Complete the short online form with your details, requested amount and repayment period. It takes only a few minutes.
- 03
Application review
A specialist reviews the information provided and may contact you if anything needs to be clarified or completed.
- 04
Receive a decision
You receive a clear written outcome explaining the decision and, where relevant, the next steps available to you.
FAQ
Questions people ask first
Applications, eligibility, repayment, fees and how decisions are made.
Open the application page, complete the form with your contact details, the amount you have in mind and your preferred repayment period, then submit it. Our team will review your request and contact you with the next steps.
We look at age, residency, a verifiable income or trading history, and an affordability assessment. Criteria vary by product and applicant. A specialist will explain exactly what is needed once we receive your application.
Most instalment financing is repaid in equal monthly amounts covering interest and principal across the agreed term. Early repayment reduces the total interest paid on the illustrated schedules shown here.
The estimator shows interest only, calculated with a standard annuity formula. It does not include arrangement fees, insurance or any other charge that may apply to a specific product. Every figure is an estimate for illustration.
No. Submitting an application never means approval. Every application is reviewed by a specialist and you will receive a clear written decision.