Personal Loans
Straightforward financing for planned personal goals, from home improvements to consolidating existing commitments.
- Illustrative amounts €2,500 – €75,000
- Terms from 12 to 84 months
- Fixed, predictable instalments
Explore flexible financing solutions designed to help individuals and businesses manage important financial goals with confidence.

Loan products
Three starting points, each with clear terms and an estimator so you can understand the numbers before you apply.
Straightforward financing for planned personal goals, from home improvements to consolidating existing commitments.
Working-capital and growth financing concepts for small and medium enterprises with seasonal or expanding needs.
A revolving concept for changing needs, where you draw what you need and repay on a schedule that suits you.
Estimator
Adjust the amount, term and interest rate to see how a repayment schedule could look. Every figure shown is an estimate.
Estimated results
Estimates only. Figures use a standard annuity calculation on €25,000 over 48 months and exclude any fees, insurance or charges. They are not an offer, quotation or indication of eligibility.
Start an applicationHow it works
A clear, predictable path — you always know which stage your request is at.
Compare the personal, business and flexible options and use the estimator to see how amounts and terms change your instalment.
Complete the short online form with your details, requested amount and repayment period. It takes only a few minutes.
A specialist reviews the information provided and may contact you if anything needs to be clarified or completed.
You receive a clear written outcome explaining the decision and, where relevant, the next steps available to you.
Why Fortis
Four principles shape how the Fortis experience is designed, from first estimate to final decision.
Costs, terms and estimates are presented in plain language so you can see exactly what a financing option would mean.
The application journey is designed around privacy-first principles, with only the information needed to review a request.
Amounts, terms and repayment structures can be shaped around your situation rather than a single fixed product.
A named point of contact stays with your application from first question through to the final written outcome.
Customer reviews
Feedback from individuals and businesses we have supported through their financing journey.
“The estimator matched the figures I was given almost exactly, so there were no surprises. My renovation financing was reviewed quickly and every question was answered in plain language.”
Marijke de Vries
Homeowner · Utrecht, Netherlands
“We needed working capital ahead of a busy season. The team structured the repayments around our cash-flow cycle instead of pushing a fixed product at us.”
Thomas Bakker
Owner, Bakker Interiors · Amsterdam, Netherlands
“Consolidating three commitments into one instalment made my budget far easier to manage. The written decision explained exactly how the figures were reached.”
Sofie Janssens
Consultant · Antwerp, Belgium
“Equipment financing handled without the usual back and forth. One point of contact stayed with us from the first call through to the final outcome.”
Lukas Hoffmann
Director, Hoffmann Logistics · Cologne, Germany
“As a self-employed applicant I expected difficulty. Instead the requirements were explained upfront and I knew where I stood at every stage.”
Elena Rossi
Freelance designer · Milan, Italy
“Clear costs, no hidden fees and no penalty when I repaid early. That transparency is the reason I would use Fortis again.”
Niels Andersen
Café owner · Copenhagen, Denmark
FAQ
Applications, eligibility, repayment, fees and how decisions are made.
Contact
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Business hours
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